List Bill

Cover your team on one monthly bill

Same plans, same prices as an individual — minimum 2 employees, and each employee picks their own plan. Most plans need the List Bill Application first (Group ID within 48 hours); the plans Fage enrolls itself need no application at all. Every card below says which.

Start the List Bill Application

Tell us the company and your HR contact. Your broker starts the DocuSign application, DocuSign emails your HR contact to finish and sign it, and your 6-digit Group ID arrives within 48 hours.

Start the List Bill Application Preview the agreement

Completed digitally only — handwritten forms are not accepted. Brokers: open the DocuSign form directly

Group enrollment deadline

Enroll by Nov 15

Coverage starts Dec 1

The whole group in by the 15th is active the 1st of next month. Miss it and coverage starts a month later.

Shop the plans now

You don't have to wait for the Group ID — every plan below is priced per employee, exactly as an individual pays. See the plans ↓

Employees enroll online

Group-ID plans: under your Group ID by Nov 15. Fage-enrolled plans: the same short e-sign form individuals use — they pick “bill my company” at signing. One bill to the company.

Step 1

Start the List Bill Application

Tell us about the company and who signs for it. Your broker starts the DocuSign application, DocuSign emails your HR contact to finish it, and the Group ID follows within 48 hours.

Company

Company name *

Tax ID (EIN)

Street address

City

State *

ZIP

Company phone

Employees enrolling *

Requested effective date

HR contact — who signs for the company

DocuSign emails this person the application to complete and sign — usually HR, the office manager or the owner.

Your name *

Title

Email *

Phone

Billing — the company account the monthly bill is drawn from

These go onto the List Bill Account Agreement the company signs. Optional here — whoever signs for the company can also type them in DocuSign.

Billing contact name

Billing contact email

Name on account

Bank name

Routing number

Account number

Stored encrypted. Filled into the DocuSign form at signing time; never sent by email.

Anything else we should know

No need to pick plans now — every plan is available under your Group ID, and each employee picks their own when they enroll.

Sends this to Fage Financial, who starts the DocuSign application for you. No employee health information is collected here — each employee completes their own enrollment privately.

Shop the plans now

All 45 plans — each card says how your team gets on it

Enroll by Nov 158 plans need the List Bill Application — Group ID first, whole team in by Nov 15, coverage Dec 1.No Group ID needed37 plans Fage enrolls itself — no application; the employee picks “bill my company” at signing.

Enroll by Nov 15 · starts Dec 1

Coverage

Age

Per-employee prices — the same as an individual. Each employee can pick a different plan.

Major Medical & HSA Plans

Anthem EPO 700Anthem / Blue Cross Blue Shield · Anthem BlueCard PPO

Member

$1,482.95/mo

Annual fee: $95

Member + Spouse

$2,965.90

Member + Child

$2,589.70

Family

$3,928.25

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$700

Out of pocket

$6,600

Doctor visit

$45

Deductible$700 / $1,400OON: Not Covered
Max Out of Pocket$6,600 / $13,200OON: Not Covered
Copay$45 / $45 / $45PCP / Specialist / Urgent Care
Coinsurance20% after deductible
Emergency Room$150 copayWaived if admitted
Annual Administration Fee$95 / year

Enroll

450A HIP POSEmblemHealth · HIP Prime Network · out-of-network covered (80th %ile UCR)

Member

$3,621/mo

Annual fee: $95

Member + Spouse

$6,533

Member + Child

$6,533

Family

$10,331

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$6,600

Doctor visit

$20

Deductible$0 in-networkOON: $2,500 / $5,000
Max Out of Pocket$6,600 / $13,200In-network
Copay$20 / $40 / $20PCP / Specialist / Urgent Care
Coinsurance0% in-networkOON: 50% after deductible, 80th %ile UCR
Emergency Room$100 copayWaived if admitted
Hospital Admission$500 per admissionPreauthorization required
ReferralsRequiredGated POS — in-network care through your PCP
DependentsTo Age 26
CoverageIn + out of networkHIP Prime Network; OON reimbursed at 80th %ile UCR
Annual Administration Fee$95 / year

Enroll

450A HIP HMO HighEmblemHealth · HIP Prime Network (gated)

Member

$1,706/mo

Annual fee: $95

Member + Spouse

$2,982

Member + Child

$2,982

Family

$4,649

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$7,350

Doctor visit

$30

Deductible$0OON: Not Covered
Max Out of Pocket$7,350 / $14,700OON: Not Covered
Copay$30 / $75 / $30PCP / Specialist / Urgent Care
Coinsurance0%Copays only, no deductible
Emergency Room$300 copayWaived if admitted
Hospital Admission$2,000 per admissionPreauthorization required
ReferralsRequiredGated HMO — care through your PCP
DependentsTo Age 26
CoverageIn-network onlyHIP Prime Network
Annual Administration Fee$95 / year

Enroll

175 HIP HMO 3KEmblemHealth · Dual network: HIP HMO in NY · Cigna PPO outside NY (no referral)

Member

$1,499/mo

Annual fee: $95

Member + Spouse

Not offered

Member + Child

Not offered

Family

$3,474

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$3,000

Out of pocket

$7,150

Doctor visit

$30

Deductible$3,000 / $6,000OON: Not Covered; separate $100 / $200 Rx deductible
Max Out of Pocket$7,150 / $14,300In-network; accumulates plan year
Copay$30 / $60 / $75PCP (no ded) / Specialist / Urgent Care after ded
Coinsurance0%Copays after deductible
Emergency Room$150 copayAfter deductible; waived if admitted
Hospital Admission$500 per admissionAfter deductible; preauthorization required
ReferralsRequiredGated HMO — care through your PCP
DependentsTo Age 26
CoverageHIP HMO in NYCigna PPO outside New York — no referral
Annual Administration Fee$95 / year

Enroll

Oxford Liberty Gold EPOOxford / United

Member

$1,519.29/mo

App fee: $75

Member + Spouse

$3,000.18

Member + Child

$2,561.40

Family

$4,235.35

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$1,800

Out of pocket

$8,000

Doctor visit

$30

Deductible$1,800 / $3,600OON: Not Covered
Max Out of Pocket$8,000 / $16,000OON: Not Covered
Copay$30 / $60 / $75PCP / Specialist / Urgent Care
Coinsurance30% after deductible
Emergency Room$500 copayIn & out of network
Hospital Admission30% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwide
Application Fee$75 / one-time

Enroll

175 HIP HMO Brand RxEmblemHealth · Dual network: HIP HMO in NY · Cigna PPO outside NY (no referral)

Member

$1,788/mo

Annual fee: $95

Member + Spouse

Not offered

Member + Child

Not offered

Family

$4,203

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$7,350

Doctor visit

$30

Deductible$0No medical deductible
Max Out of Pocket$7,350 / $14,700In-network; accumulates plan year
Copay$30 / $60PCP / Specialist
ReferralsNot requiredNon-gated — see a specialist directly
Hospital Admission$1,500 per admissionPreauthorization required
Outpatient Surgery$500 copay
Emergency Room$300 copayWaived if admitted
Coinsurance0%Plan pays 100% after copays
DependentsTo Age 26
Annual Administration Fee$95 / year

Enroll

Cigna Ultra 3000 PPOCigna PPO Network

Member

$1,074/mo

App fee: $125

Member + Spouse

$1,963

Member + Child

$1,744

Family

$2,591

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$3,000

Out of pocket

$9,200

Doctor visit

$30

Deductible$3,000 / $6,000Individual / Family (in-network)
Max Out of Pocket$9,200 / $18,400Individual / Family (in-network)
Office Copays$30 / $60PCP / Specialist
Coinsurance30% after deductibleOut-of-network: 40%
X-Ray & Bloodwork$30 copayIn-network
Advanced Imaging30% after deductibleCT / MRI / PET
Emergency Room30% after deductible
Urgent Care$60 copayIn-network
Application Fee$125 / one-time

Enroll

175 HIP HMO Generic RxEmblemHealth · Dual network: HIP HMO in NY · Cigna PPO outside NY (no referral)

Member

$1,672/mo

Application fee: $125

Member + Spouse

Not offered

Member + Child

Not offered

Family

$3,899

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$7,350

Doctor visit

$30

Deductible$0 / $0Individual / Family
Out-of-pocket max$7,350 / $14,700Individual / Family
Copay (PCP / Spec / UC)$30 / $60 / $30
Coinsurance0%
Application fee$125 / one-time

Enroll

450A Oxford Freedom Gold PPOOxford / United · Oxford Freedom Network

Member

$1,789/mo

Annual fee: $95

Member + Spouse

$3,536

Member + Child

$3,025

Family

$4,744

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$1,500

Out of pocket

$7,250

Doctor visit

$25

Deductible$1,500 / $3,000OON: $4,000 / $8,000
Max Out of Pocket$7,250 / $14,500OON: $10,500 / $21,000
Copay$25 / $40 / $75PCP / Specialist / Urgent Care
Coinsurance20% after deductibleOON: 40%
Emergency Room$500 copayIn & out of network
Hospital Admission20% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideOxford Freedom Network + out-of-network
Annual Administration Fee$95 / year

Enroll

Oxford Freedom Silver EPO (HSA)Oxford / United

Member

$1,354.74/mo

App fee: $75

Member + Spouse

$2,665.61

Member + Child

$2,280.58

Family

$3,768.05

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$2,500

Out of pocket

$8,000

Doctor visit

40% after ded.

Deductible$2,500 / $5,000OON: Not Covered
Max Out of Pocket$8,000 / $16,000OON: Not Covered
Copay$0 / $0PCP / Specialist — after ded & coinsurance
Coinsurance40% after deductible
Emergency Room50% after deductibleIn & out of network
Hospital Admission40% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwide
Application Fee$75 / one-time

Enroll

Oxford Metro Silver EPOOxford / United

Member

$1,277.96/mo

App fee: $75

Member + Spouse

$2,523

Member + Child

$2,155.52

Family

$3,554.14

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$3,750

Out of pocket

$9,450

Doctor visit

$30

Deductible$3,750 / $7,500OON: Not Covered
Max Out of Pocket$9,450 / $18,900OON: Not Covered
Copay$30 / $80 / $80PCP / Specialist / Urgent Care
Coinsurance40%
Emergency Room50% after deductibleIn & out of network
Hospital Admission40% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNY / NJ / CTMetro network is tri-state only — must live in the area
Application Fee$75 / one-time

Enroll

AGA Cigna PPO 5000Cigna PPO Network

Member

$925/mo

App fee: $95

Member + Spouse

$1,800

Member + Child

$1,543

Family

$2,246

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$5,000

Out of pocket

$8,150

Doctor visit

$20

Deductible$5,000 / $10,000OON: $10,000 / $20,000
Max Out of Pocket$8,150 / $16,300OON: Unlimited
Copay$20 / $60 / $20PCP / Specialist / Urgent Care
Coinsurance30% after deductibleOON: 50% after deductible
Emergency RoomDeductible & coinsurance
X-Ray & BloodworkDeductible & coinsurance
Child Eye Exam & DentalNo charge in-network
Application Fee$95 / one-time

Enroll

AGA Cigna PPO 3000Cigna PPO Network

Member

$1,145/mo

App fee: $95

Member + Spouse

$2,304

Member + Child

$1,953

Family

$2,897

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$3,000

Out of pocket

$8,150

Doctor visit

$40

Deductible$3,000 / $6,000OON: $6,000 / $12,000
Max Out of Pocket$8,150 / $16,300OON: Unlimited
Copay$40 / $60 / $40PCP / Specialist / Urgent Care
Coinsurance30% after deductibleOON: 40% after deductible
Emergency RoomDeductible & coinsurance
X-Ray & BloodworkNo charge in-network
Child Eye Exam & DentalNo charge in-network
Application Fee$95 / one-time

Enroll

450A BC Gold EPO LowAnthem / Blue Cross Blue Shield · Anthem Blue Access EPO

Member

$1,756/mo

Annual fee: $95

Member + Spouse

$3,378

Member + Child

$2,930

Family

$4,774

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$1,950

Out of pocket

$8,700

Doctor visit

$15

Deductible$1,950 / $3,900OON: Not Covered
Max Out of Pocket$8,700 / $17,400OON: Not Covered
Copay$15 / $35 / $60PCP / Specialist / Urgent Care (before deductible)
Coinsurance10% after deductible
Emergency Room$750 copayWaived if admitted
Hospital Admission10% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideAnthem Blue Access EPO
Annual Administration Fee$95 / year

Enroll

450A Oxford Freedom Gold EPOOxford / United · Oxford Freedom Network

Member

$1,715/mo

Annual fee: $95

Member + Spouse

$3,386

Member + Child

$2,904

Family

$4,516

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$1,750

Out of pocket

$6,500

Doctor visit

$25

Deductible$1,750 / $3,500OON: Not Covered
Max Out of Pocket$6,500 / $13,000OON: Not Covered
Copay$25 / $40 / $75PCP / Specialist / Urgent Care
Coinsurance20% after deductible
Emergency Room$500 copayIn & out of network
Hospital Admission20% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideOxford Freedom Network
Annual Administration Fee$95 / year

Enroll

24K Dual NetworkAnthem / Blue Cross Blue Shield

Member

$1,650/mo

App fee: $125

Member + Spouse

$3,455

Member + Child

$2,885

Family

$4,340

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$6,000

Doctor visit

$25

Deductible$0 in-network (Tier 1)Out-of-network: $1,000 / $2,000
Max Out of Pocket$6,000 / $18,200Individual / Family
Office Copays$25 / $40PCP / Specialist (Tier 1)
X-Ray & Bloodwork$40 copayMinor services (in-network)
Advanced ImagingCopay appliesCT / MRI / PET (in-network)
Emergency Room$600 copayPer visit
Urgent Care$50 copayTier 1 (in-network)
Hospital Stay$500 copay/admissionFacility (Tier 1) + $40 physician
Maternity$500 facility · $40 professionalDelivery (Tier 1)
Virtual CareNo chargeCirrusMD 24/7
Preventive Care100% coveredBefore deductible
EligibilityUntil age 59 · Must be working
Application Fee$125 / one-time

Enroll

Sterling Dual NetworkAnthem / Blue Cross Blue Shield

Member

$1,375/mo

App fee: $125

Member + Spouse

$2,545

Member + Child

$2,425

Family

$3,045

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$2,000

Out of pocket

$7,500

Doctor visit

$35

Deductible$2,000 / $3,000Tier 1 (Northwell) / Tier 2 (BlueCard) · OON $6,000
Max Out of Pocket$7,500 / $18,200Individual / Family
Office Copays$35 / $45PCP / Specialist (Tier 1)
X-Ray & BloodworkAfter deductibleMinor services (in-network)
Advanced ImagingAfter deductibleCT / MRI / PET
Emergency RoomDeductible then $800Per visit
Urgent Care$75 copayIn-network
Hospital StayDeductible then $700/admissionFacility (Tier 1)
MaternityAfter deductibleDelivery (Tier 1)
Virtual CareNo chargeCirrusMD 24/7
Preventive Care100% coveredBefore deductible
EligibilityUntil age 59 · Must be working
Application Fee$125 / one-time

Enroll

Oxford Freedom Platinum EPOOxford / United

Member

$1,886.77/mo

App fee: $75

Member + Spouse

$3,735.14

Member + Child

$3,186.66

Family

$5,287.34

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$3,250

Doctor visit

$20

Deductible$0No deductible
Max Out of Pocket$3,250 / $6,500OON: Not Covered
Copay$20 / $40 / $50PCP / Specialist / Urgent Care
Coinsurance0%No coinsurance
Emergency Room$250 copayIn & out of network
Hospital Admission$400 copayPer admission
ReferralsNot Required
DependentsTo Age 26
CoverageNationwide
Application Fee$75 / one-time

Enroll

450A Oxford Liberty Silver EPOOxford / United · Oxford Liberty Network

Member

$1,433/mo

Annual fee: $95

Member + Spouse

$2,825

Member + Child

$2,436

Family

$3,754

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$4,500

Out of pocket

$9,200

Doctor visit

$30

Deductible$4,500 / $9,000OON: Not Covered
Max Out of Pocket$9,200 / $18,400OON: Not Covered
Copay$30 / $60 / $100PCP / Specialist / Urgent Care
Coinsurance50% after deductible
Emergency Room50% coinsuranceAfter deductible
Hospital Admission50% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideOxford Liberty Network
Annual Administration Fee$95 / year

Enroll

450A HIP Select 4000EmblemHealth · HIP Select Care Network (gated)

Member

$1,285/mo

Annual fee: $95

Member + Spouse

$2,255

Member + Child

$2,255

Family

$3,465

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$4,000

Out of pocket

$6,000

Doctor visit

$30

Deductible$4,000 / $8,000OON: Not Covered
Max Out of Pocket$6,000 / $12,000OON: Not Covered
Copay$30 / $60 / $75PCP (no ded) / Specialist / Urgent Care after ded
Coinsurance0%Copays after deductible
Emergency Room$200 copayAfter deductible; waived if admitted
Hospital Admission$750 per admissionAfter deductible
ReferralsRequiredGated HMO — care through your PCP
DependentsTo Age 26
CoverageIn-network onlyHIP Select Care Network
Annual Administration Fee$95 / year

Enroll

450A BC Gold EPO HighAnthem / Blue Cross Blue Shield · Anthem Blue Access EPO

Member

$1,883/mo

Annual fee: $95

Member + Spouse

$3,612

Member + Child

$3,132

Family

$5,110

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$9,150

Doctor visit

$30

Deductible$0OON: Not Covered
Max Out of Pocket$9,150 / $18,300OON: Not Covered
Copay$30 / $60 / $90PCP / Specialist / Urgent Care
Coinsurance0%Copays only
Emergency Room$750 copayWaived if admitted
Hospital Admission$600 copayPer admission
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideAnthem Blue Access EPO
Annual Administration Fee$95 / year

Enroll

450A HIP HMO LowEmblemHealth · HIP Prime Network (gated)

Member

$1,547/mo

Annual fee: $95

Member + Spouse

$2,812

Member + Child

$2,812

Family

$4,201

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

$7,350

Doctor visit

$30

Deductible$0OON: Not Covered
Max Out of Pocket$7,350 / $14,700OON: Not Covered
Copay$30 / $75 / $30PCP / Specialist / Urgent Care
Coinsurance0%Copays only, no deductible
Emergency Room$300 copayWaived if admitted
Hospital Admission$2,000 per admissionPreauthorization required
ReferralsRequiredGated HMO — care through your PCP
DependentsTo Age 26
CoverageIn-network onlyHIP Prime Network
Annual Administration Fee$95 / year

Enroll

450A BC Silver EPO HSAAnthem / Blue Cross Blue Shield · Anthem Blue Access EPO

Member

$1,489/mo

Annual fee: $95

Member + Spouse

$2,847

Member + Child

$2,473

Family

$4,030

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$4,000

Out of pocket

$8,450

Doctor visit

$20

Deductible$4,000 / $8,000OON: Not Covered · HSA-compatible
Max Out of Pocket$8,450 / $16,900OON: Not Covered
Copay$20 / $50 / $100PCP / Specialist / Urgent Care (after deductible)
Coinsurance30% after deductible
Emergency Room$500 copayAfter deductible; waived if admitted
Hospital Admission$1,500 copayPer admission, after deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideAnthem Blue Access EPO
Annual Administration Fee$95 / year

Enroll

450A BC Silver EPOAnthem / Blue Cross Blue Shield · Anthem Blue Access EPO

Member

$1,556/mo

Annual fee: $95

Member + Spouse

$2,965

Member + Child

$2,575

Family

$4,191

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$3,450

Out of pocket

$9,700

Doctor visit

$40

Deductible$3,450 / $6,900OON: Not Covered
Max Out of Pocket$9,700 / $19,400OON: Not Covered
Copay$40 / $80 / $100PCP / Specialist / Urgent Care (before deductible)
Coinsurance50% after deductible
Emergency Room50% coinsuranceAfter deductible
Hospital Admission50% coinsuranceAfter deductible
ReferralsNot Required
DependentsTo Age 26
CoverageNationwideAnthem Blue Access EPO
Annual Administration Fee$95 / year

Enroll

Limited Medical Plans

Vault SilverPHCS / Multiplan Network

Member

$887.96/mo

App fee: $75

community rated

Member + Spouse

$1,158.04

Member + Child

$1,067.63

Family

$1,536.90

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

Deductible

Out of pocket

—

Doctor visit

$15

Deductible$0 / $0
Copay$15 / $25 / $35PCP / Specialist / Urgent Care
Coinsurance50% after deductible
Doctor Visits10 combined/yrPCP + Specialist + MH outpatient
Hospitalization7 days/yr
Surgeries3 inpatient / 2 outpatient per yr
ER1 visit/yrCopay included in hospitalization
Urgent Care3 visits/yr
Application Fee$75 / one-time

Start the List Bill Application Already have a Group ID? Enroll now →

Vault BronzePHCS / Multiplan Network

Member

$725.35/mo

App fee: $75

community rated

Member + Spouse

$999.24

Member + Child

$932.88

Family

$1,331.72

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

Deductible

Out of pocket

—

Doctor visit

$25

Deductible$0 / $0
Copay$25 / $50 / $50PCP / Specialist / Urgent Care
Coinsurance50% after deductible
Doctor Visits8 combined/yrPCP + Specialist + Outpatient MH
Hospitalization5 days/yr
Surgeries2 inpatient / 1 outpatient per yr
ER1 visit/yrCopay included in hospitalization
Urgent Care2 visits/yr
Application Fee$75 / one-time

Start the List Bill Application Already have a Group ID? Enroll now →

Lifeline Medical GoldPHCS / Multiplan Network

Plus Curate ConciergeDiet plans, exercise routines, and more from Dr. Dorski, whenever you want.

Member

$238.50/mo

App fee: $25

Member + Spouse

$344.50

Member + Child

$344.50

Family

$458

Enroll by the 20th for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

—

Out of pocket

—

Doctor visit

$25

Copay$25 / $25 / $50PCP / Specialist / Urgent Care
Doctor VisitsNo visit limitPreventive care covered 100%
Lab work$50 copayX-rays $50 copay
Hospitalization$2,000 per admissionCash paid to you, up to 3/yr, plus $50/day up to 30 days
Surgeries$1,000 in / $250 outCash paid to you, 1/yr each ($75 at a doctor's office)
ERNo ER cash benefitPlatinum pays $100 per ER visit
Application Fee$25 / one-time

Enroll

Lifeline Medical PlatinumPHCS / Multiplan Network

Plus Curate ConciergeDiet plans, exercise routines, and more from Dr. Dorski, whenever you want.

Member

$338.50/mo

App fee: $25

Member + Spouse

$596.50

Member + Child

$569.50

Family

$891

Enroll by the 20th for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

—

Out of pocket

—

Doctor visit

$25

Copay$25 / $25 / $50PCP / Specialist / Urgent Care
Doctor VisitsNo visit limitPreventive care covered 100%
Lab work$50 copayX-rays $50 copay
Hospitalization$2,500 per admissionCash paid to you, up to 3/yr, plus $200/day up to 30 days
Surgeries$1,000 in / $1,000 outCash paid to you, 1/yr each ($300 at a doctor's office)
ER$100 per visit, 2/yrCash paid to you
Ambulance$200 ground / $1,000 airCash paid to you, 1/yr
Application Fee$25 / one-time

Enroll

Dental & Vision Plans

Solstice PPO Dental + VisionSolstice Dental Network

Member

$109.98/mo

community rated

Member + Spouse

$180.98

Member + Child

$214.98

Family

$295.98

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

Deductible

$50

Out of pocket

—

Doctor visit

—

Deductible$50/individual $150/family in network and out of network. D…
Dental Major50% in-network and out-of-network
Dental Max1500

Start the List Bill Application Already have a Group ID? Enroll now →

Solstice DHMO DentalSolstice Dental Network

Member

$59.99/mo

community rated

Member + Spouse

$84.99

Member + Child

$94.99

Family

$114.99

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

DeductibleNo deductibles.
Dental Preventive$0 Co-Pay

Start the List Bill Application Already have a Group ID? Enroll now →

Cigna DHMO DentalCigna Dental Network

Member

$59.99/mo

community rated

Member + Spouse

$119.99

Member + Child

$119.99

Family

$119.99

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

DeductibleNo deductibles.
Dental Preventive$0 Co-Pay

Start the List Bill Application Already have a Group ID? Enroll now →

Solstice PPO DentalSolstice Dental Network

Member

$89.99/mo

community rated

Member + Spouse

$145.99

Member + Child

$174.99

Family

$245.99

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

Deductible

$50

Out of pocket

—

Doctor visit

—

Deductible$50/individual $150/family in network and out of network. D…
Dental Major50% in-network and out-of-network
Dental Max1500

Start the List Bill Application Already have a Group ID? Enroll now →

Cigna DHMO Dental + VisionCigna Dental Network

Member

$79.98/mo

community rated

Member + Spouse

$154.98

Member + Child

$174.98

Family

$174.98

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

DeductibleNo deductibles.
Dental Preventive$0 Co-Pay

Start the List Bill Application Already have a Group ID? Enroll now →

Solstice DHMO Dental + VisionSolstice Dental Network

Member

$79.98/mo

community rated

Member + Spouse

$119.98

Member + Child

$134.98

Family

$164.98

Group enrolled by Nov 15 · coverage starts Dec 1

List Bill Application first (your broker starts it, HR signs). Employees then enroll under the Group ID.

DeductibleNo deductibles.
Dental Preventive$0 Co-Pay

Start the List Bill Application Already have a Group ID? Enroll now →

Delta Dental PPO 1500 + VSP VisionDelta Dental PPO + VSP Choice

Member

$77.50/mo

App fee: $25

Member + Spouse

$140

Member + Child

$131.50

Family

$206.50

Enroll by the 21st for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Dental Annual Maximum$1,500 per personDelta Dental PPO 1500
Dental Deductible$50 / $150Individual / Family (in-network)
Preventive & Diagnostic100% coveredCleanings, exams, X-rays (in-network)
Basic Services80% coveredFillings, extractions, root canals (in-network)
Major Services50% coveredCrowns, bridges, dentures, implants (in-network)
Eye Exam$10 copayVSP Choice network • every 12 months
Frames$150 allowance+ 20% off overage • every 24 months
Lenses$25 copaySingle, bifocal, trifocal, lenticular • every 12 months
Contact Lenses$150 allowance+ 15% off fitting • medically necessary covered in full
Application Fee$25 / one-time

Enroll

VSP VisionVSP

Member

$22/mo

App fee: $25

Member + Spouse

$34

Member + Child

$33

Family

$50.50

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Eye Exam$10 copayEvery 12 months · up to $45 out of network
Lenses$25 copaySingle vision, bifocal or trifocal · every 12 months
Frames$130 allowanceEvery 24 months · $70 at Costco, Walmart or Sam's Club
Contact Lenses$130 allowanceInstead of glasses · every 12 months
Application Fee$25 / one-time

Enroll

Delta Dental MAX + VSP VisionDelta Dental PPO + Premier + VSP Choice

Member

$101.50/mo

App fee: $25

Member + Spouse

$184.50

Member + Child

$176.50

Family

$269.50

Enroll by the 21st for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Dental Annual Maximum$1,500 in-net / $1,000 outDelta Dental MAX • per person
Dental Deductible$50 / $150In or out of network • waived for preventive & diagnostic in-network
Preventive & Diagnostic100% coveredIn & out of network
Basic Services80% coveredIn & out of network
Major Services50% coveredIn & out of network
Eye Exam$10 copayVSP Choice network • every 12 months
Frames$150 allowance+ 20% off overage • every 24 months
Lenses$25 copaySingle, bifocal, trifocal, lenticular • every 12 months
Contact Lenses$150 allowance+ 15% off fitting • medically necessary covered in full
Application Fee$25 / one-time

Enroll

MetLife Dental PlatinumMetLife Dental · MetLife PDP Plus

Member

$89.61/mo

App fee: $25

Member + Spouse

$177.16

Member + Child

$179.22

Family

$281.71

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Annual Maximum$3,000Per person, in + out of network combined
Deductible$25 / $75Applies to basic and major services
Preventive & Diagnostic100% coveredExams, cleanings, X-rays · no waiting period
Basic Services80% coveredFillings, extractions · no waiting period
Major Services50% coveredCrowns, bridges, dentures, implants · 12-month wait
Orthodontia50% coveredChildren to age 19 · $2,000 lifetime max · 12-month wait
AcceptanceGuaranteedNo medical questions · ages 18–100
Application Fee$25 / one-time

Enroll

MetLife Dental SilverMetLife Dental · MetLife PDP Plus

Member

$38.11/mo

App fee: $25

Member + Spouse

$71.07

Member + Child

$73.13

Family

$114.33

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Annual Maximum$1,000Per person, in + out of network combined
Deductible$50 / $150Applies to basic services only
Preventive & Diagnostic100% coveredExams, cleanings, X-rays · no waiting period
Basic Services50% coveredFillings, extractions · no waiting period
AcceptanceGuaranteedNo medical questions · ages 18–100
Application Fee$25 / one-time

Enroll

Delta Dental PPO 1500Delta Dental

Member

$61.50/mo

App fee: $25

Member + Spouse

$117

Member + Child

$109.50

Family

$174

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Annual Maximum$1,500 per person
Deductible$50 / $150Individual / Family (in-network)
Preventive & Diagnostic100% coveredCleanings, exams, X-rays (in-network)
Basic Services80% coveredFillings, extractions, root canals (in-network)
Major Services50% coveredCrowns, bridges, dentures, implants (in-network)
Application Fee$25 / one-time

Enroll

Delta Dental MAXDelta Dental

Member

$79.50/mo

App fee: $25

Member + Spouse

$150.50

Member + Child

$143.50

Family

$219

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Annual Maximum$1,500 in-net / $1,000 outPer person
Deductible$50 / $150In or out of network
Preventive & Diagnostic100% coveredIn & out of network
Basic Services80% coveredIn & out of network
Major Services50% coveredIn & out of network
Application Fee$25 / one-time

Enroll

Guardian Managed DentalGuard (DMO)Guardian Managed DentalGuard

Member

$68.86/mo

App fee: $25

Member + Spouse

$97.90

Member + Child

$99.63

Family

$123.49

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

Out of pocket

—

Doctor visit

—

Dental preventive—
Dental basic—
Dental major—
Dental implants—
Orthodontics—
Dental maximum benefit—
Application Fee$25 / one-time

Enroll

Guardian DentalGuard PPOGuardian DentalGuard PPO

Member

$109.12/mo

App fee: $25

Member + Spouse

$178.68

Member + Child

$168.13

Family

$232.91

Enroll by end of month for a 1st-of-next-month start

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Deductible

$50

Out of pocket

—

Doctor visit

—

Referral requiredNo
Dental preventive—
Dental basic—
Dental major—
Dental implants—
Orthodontics—
Dental maximum benefit—
Application Fee$25 / one-time

Enroll

MetLife Dental GoldMetLife Dental · MetLife PDP Plus

Member

$55.62/mo

App fee: $25

Member + Spouse

$109.18

Member + Child

$110.21

Family

$174.07

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

Annual Maximum$1,500Per person, in + out of network combined
Deductible$50 / $150Applies to basic services only
Preventive & Diagnostic100% coveredExams, cleanings, X-rays · no waiting period
Basic Services70% coveredFillings, extractions · no waiting period
Major Services40% coveredCrowns, bridges, dentures, implants · 12-month wait
AcceptanceGuaranteedNo medical questions · ages 18–100
Application Fee$25 / one-time

Enroll

Other Plans

Curate Health — telehealth and pharmacyCurate Health · Telehealth

Member

$200/mo

Your membership starts on the 1st of the month after your payment clears.

No application, no Group ID needed. Each employee enrolls online and chooses “bill my company” at signing.

What’s included

Movement, nutrition, and lifestyle guidance
Support for daily habits, metabolic health, and long term wellbeing, available whenever you need it.
Access to independent licensed medical providers
Your membership includes your telemedicine visit and clinical evaluation through our partner clinicians.
One pharmacy token each month
Redeemable for eligible medication delivery, directly to your door, through partner pharmacies.
Transparent and all-inclusive
No insurance, no claims, no networks, no surprise bills.

I’m interested

Effective date rules

Enrolled by the 15th

✓ Active the 1st of next month

Example: by March 15 → active April 1

Enrolled after the 15th

→ Active the month after next

Example: after March 15 → active May 1

The deadline is for the whole group — so file the application early enough that the Group ID (48 hours) lands before the 15th. Today that means: enroll by Nov 15, coverage starts Dec 1.

What to expect

✓Within 48 hours you receive your unique 6-digit Group ID — share it with your employees.
✓Employees enroll in the plan they pick under that Group ID. Everyone can choose a different plan.
✓ID cards are mailed to each employee's home by the effective date. Temporary cards on request.
✓Your company gets one monthly bill for everyone enrolled.

No application needed

Plans we bill your company directly

Oxford, Anthem, HIP, Cigna PPO, Delta Dental and the other plans Fage Financial enrolls itself don't use a Group ID. Each employee clicks Enroll Now on the card marked “No Group ID needed”, fills in the same short online form individuals use, and at signing chooses “My company pays” — the first employee enters the company name, contact and bank details; everyone after just picks the company. Fage sends the company one monthly bill. Each plan's own enrollment cutoff applies.

No application, no Group IDBilled by Fage FinancialEmployees e-sign onlineEach plan’s normal cutoff

Mixing plans from both sets is fine — employees on Group-ID plans enroll under your Group ID, the rest through Fage. You'd get two bills.