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Oxford / United

Oxford Metro Silver EPO

Oxford / United

Oxford Metro Silver EPO — Deductible: $3,750 / $7,500; Max Out of Pocket: $9,450 / $18,900; Copay: $30 / $80 / $80; Coinsurance: 40%; Emergency Room: 50% after deductible.

Monthly premiums

Member
$1,277.96/mo
Member & Children
$2,155.52/mo
Member & Spouse
$2,523.00/mo
Member & Family
$3,554.14/mo

Plan details

Deductible (Individual)
$3,750
Deductible (Family)
$7,500
Out-of-Pocket Max (Individual)
$9,450
Out-of-Pocket Max (Family)
$18,900
Coinsurance (In-Network)
40%
Primary Care Copay
$30
Specialist Copay
$80
Urgent Care Copay
$80

Benefits

  • Deductible

    $3,750 / $7,500

    OON: Not Covered

  • Max Out of Pocket

    $9,450 / $18,900

    OON: Not Covered

  • Copay

    $30 / $80 / $80

    PCP / Specialist / Urgent Care

  • Coinsurance

    40%

  • Emergency Room

    50% after deductible

    In & out of network

  • Rx Coverage

    $10 / $65 / $95

    Generic / Preferred / Non-Preferred; $200 Rx ded (T2-T3)

  • Pregnancy

    Covered

  • Mental Health

    Covered

    $30 outpatient; 40% inpatient

  • Hospital Admission

    40% coinsurance

    After deductible

  • Referrals

    Not Required

  • Dependents

    To Age 26

  • Coverage

    NY / NJ / CT

    Metro network is tri-state only — must live in the area

  • Work Requirement

    Work Required

Plan documents

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