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HIP Prime Network · out-of-network covered (80th %ile UCR)

450A HIP POS

HIP Prime Network · out-of-network covered (80th %ile UCR)

Gated POS — $0 in-network deductible with $20/$40 copays, $500 inpatient copay, 3-tier Rx ($15/$35/$75); out-of-network covered at 50% after a $2,500/$5,000 deductible, reimbursed at the 80th percentile UCR. $6,600/$13,200 in-network out-of-pocket max.

Monthly premiums

Member
$3,621.00/mo
Member & Spouse
$6,533.00/mo
Member & Children
$6,533.00/mo
Member & Family
$10,331.00/mo

The only 450A EmblemHealth option with out-of-network coverage — $0 in-network deductible, $20/$40 copays

Plan details

Deductible (Individual)
$0
Deductible (Family)
$0
Out-of-Pocket Max (Individual)
$6,600
Out-of-Pocket Max (Family)
$13,200
Coinsurance (In-Network)
0%
Primary Care Copay
$20
Specialist Copay
$40
Urgent Care Copay
$20
ER Copay
$100

Benefits

  • Deductible

    $0 in-network

    OON: $2,500 / $5,000

  • Max Out of Pocket

    $6,600 / $13,200

    In-network

  • Copay

    $20 / $40 / $20

    PCP / Specialist / Urgent Care

  • Coinsurance

    0% in-network

    OON: 50% after deductible, 80th %ile UCR

  • Emergency Room

    $100 copay

    Waived if admitted

  • Rx Coverage

    $15 / $35 / $75

    3 tiers; brand after $100 Rx deductible; mail order 90 days

  • Pregnancy

    Covered

    $20 visits; $500 delivery facility copay

  • Mental Health

    Covered

    $20 outpatient; $500 inpatient

  • Hospital Admission

    $500 per admission

    Preauthorization required

  • Referrals

    Required

    Gated POS — in-network care through your PCP

  • Dependents

    To Age 26

  • Coverage

    In + out of network

    HIP Prime Network; OON reimbursed at 80th %ile UCR

  • Work Requirement

    Work Required

Plan documents

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