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We Have Made it Simple!

Finding the right health plan can often feel overwhelming, with so many options and details to sort through. That’s why we’ve simplified the process making it easier to understand your coverage and confidently choose what works best for you and your family. Our approach breaks down complex information into clear, straightforward steps, so you can focus on what matters most: protecting your health and ensuring peace of mind for your loved ones.

Most Affordable

Chosen for the lowest‑cost entry point while preserving meaningful access: office visits aren’t subject to the deductible, telemedicine is unlimited at $0, and preventive generics are $0 copay—delivering the best cost‑first option across all networks.

  • YES
    PHCS – Bronze 2

    PHCS – Bronze 2

    No Deductible
    $0 Deductible/ No Referrals Required
    Hospitalization $350 co-pay (per admin) (Limited to 5 Days & 2 Surgeries per year)
    Primary Care $25.00 Copay (8 visits per year)
    Specialists $50 Copay (8 visits per year)
    National PPO Network
    https://drive.google.com/file/d/14iIIF0oh3NRR9A6HCVfaXMwdVeMIvkJT/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50518
    Plan Info & Rates: PHCS – Bronze 2

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – DVP Essentials 7500

    PHCS – DVP Essentials 7500

    Low cost
    Office visits not subject to deductable
    Unlimited telemedicine visits at $0 copay
    Preventive generic drugs at $0 copay
    https://drive.google.com/file/d/15NnIl5c5OQA3QiD6dM5zRZnRBugtdL00/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48637
    Plan Info & Rates: PHCS – DVP Essentials 7500

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – DVP Essentials 5000

    PHCS – DVP Essentials 5000

    Lower office copays
    Office visits not subject to deductable
    Unlimited telemedicine visits at $0 copay
    Preventive generic drugs at $0 copay
    https://drive.google.com/file/d/1CYhsSrPzyWHC_gU_tXH0LNvpQSSOykKl/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=448638
    Plan Info & Rates: PHCS – DVP Essentials 5000

    Your questions matter! Click here to ask FAGE.

Best Value

Balances a $0 deductible with a lower out‑of‑pocket maximum, expanded visit allowances, and modest hospital benefits, giving strong everyday coverage for a moderate premium on all carrier

  • NO
    MED PERFORMANCE 7350

    MED PERFORMANCE 7350

    High deductible Low Premium
    Preventive care not subject to a deductible
    Out of network benefits available
    No annual maximum
    Covers generic and brand name medications
    https://drive.google.com/file/d/1qzQcYEkadKkyXGyQxNDZPmDxd-D7krLj/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50583&language=en
    Plan Info & Rates: MED PERFORMANCE 7350

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – MVP Value

    PHCS – MVP Value

    Plan includes $0 deductable
    Lower out-of-pocket maximum
    10 visits each for primary and specialist
    Lower office copay
    Includes 7 Days hospital $350 copay
    https://drive.google.com/file/d/1AmeeCG5HXkqc2UjKTcKsbOEIWAwmknpA/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48641
    Plan Info & Rates: PHCS – MVP Value

    Your questions matter! Click here to ask FAGE.

  • NO
    MVP – Cigna Access

    MVP – Cigna Access

    Plan includes $0 deductable
    6 visits each for primary and specialist
    Includes 3 Days hospital $350 copay
    Unlimited telemedicine visits at $0 copay
    Preventive generic drugs at $0 copay
    Labs and radiology included
    https://drive.google.com/file/d/1N5QqABqFbNyfxU7Pjntxnup_54Um4JWg/view?usp=drive_link
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50381
    Plan Info & Rates: MVP – Cigna Access

    Your questions matter! Click here to ask FAGE.

Most Comprehensive

Provides major‑medical protection with a lower deductible, in‑network coinsurance, unlimited annual maximums, and broader hospitalization coverage—best for members who need full protection.

  • NO
    MED PERFORMANCE 3500

    MED PERFORMANCE 3500

    Individual deductible $3,500
    Office visits not subject to a deductable
    Out of network benefits available
    No annual maximum
    Covers generic and brand name medications
    https://drive.google.com/file/d/1qzQcYEkadKkyXGyQxNDZPmDxd-D7krLj/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50580
    Plan Info & Rates: MED PERFORMANCE 3500

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – 3500 PPO

    PHCS – 3500 PPO

    Includes Humana 20K Life & Supplemental
    20% Co-Insurance (after deductable in-network)
    Unlimited Annual Maximum Benefit
    Higher Premiums and Lower Deductable
    National PPO Network
    Available in All States
    https://drive.google.com/file/d/1tj73MkATucXlBdxm5E7lvn8MAWv9OL61/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=44208
    Plan Info & Rates: PHCS – 3500 PPO

    Your questions matter! Click here to ask FAGE.

  • NO
    Cigna – 3500 PPO

    Cigna – 3500 PPO

    Includes Humana 20K Life & Supplemental
    20% Co-Insurance (after deductable in-network)
    Unlimited Annual Maximum Benefit
    Higher Premiums and Lower Deductable
    National PPO Network
    Available in All States
    https://drive.google.com/file/d/1T7JPyvMPpjtcSEyLchXagwP3fzAKip23/view?usp=drive_link
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=44212
    Plan Info & Rates: Cigna – 3500 PPO

    Your questions matter! Click here to ask FAGE.

Best for Tax Advantage

HSA‑compatible with 100% coverage after the deductible and an unlimited annual maximum, this plan supports tax‑advantaged savings and long‑term cost management across all networks.

  • NO
    MED PERF.5000 HSA

    MED PERF.5000 HSA

    Tax advantage
    Preventive care not subject to a deductible
    Out of network benefits available
    No annual maximum
    Covers generic and brand name medications
    https://drive.google.com/file/d/1qzQcYEkadKkyXGyQxNDZPmDxd-D7krLj/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50582
    Plan Info & Rates: MED PERF.5000 HSA

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – 8050 HSA

    PHCS – 8050 HSA

    Includes Humana 20K Life & Supplemental
    100% Coverage (after deductable)
    Unlimited Annual Maximum Benefit
    National PPO Network
    Available in All States
    https://drive.google.com/file/d/1tqeHR3XUZ5D2yF3sdh4vyleD4VReuR1l/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=44205&language=en
    Plan Info & Rates: PHCS – 8050 HSA

    Your questions matter! Click here to ask FAGE.

  • NO
    Cigna – 8050 HSA

    Cigna – 8050 HSA

    Includes Humana 20K Life & Supplemental
    100% Coverage (after deductable)
    Unlimited Annual Maximum Benefit
    National PPO Network
    Available in All States
    https://drive.google.com/file/d/1yRkoOqoqaOdAv4PU7DZSEOqinqyenUkV/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=44209
    Plan Info & Rates: Cigna – 8050 HSA

    Your questions matter! Click here to ask FAGE.

Top Pick for Families

Higher visit counts, lower out‑of‑pocket maximums, and extended hospital benefits make this plan better suited to families who need routine care and predictable cost sharing.

  • NO
    MVP PRO – Cigna

    MVP PRO – Cigna

    Plan includes $0 deductable
    Lower out-of-pocket maximum
    12 visits each for primary and specialist at lower copay
    Includes 10 Days hospital at $350 copay
    Covers generic and brand name medications
    Unlimited telemedicine visits at $0 copay
    https://drive.google.com/file/d/1sZ8UXuuvMbcVfhhhaZoL4ExvqNLZPB5U/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50382
    Plan Info & Rates: MVP PRO – Cigna

    Your questions matter! Click here to ask FAGE.

  • NO
    PHCS – MVP Advantage

    PHCS – MVP Advantage

    Plan includes $0 deductable
    Lower out-of-pocket maximum
    12 visits each for primary and specialist
    Lower office copay
    Includes 10 Days hospital $350 copay
    https://drive.google.com/file/d/1Hkw4UEkwF_HbKFP1ud5I–48Ggh486ku/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48642
    Plan Info & Rates: PHCS – MVP Advantage

    Your questions matter! Click here to ask FAGE.

  • NO
    Cigna – MVP Advantage

    Cigna – MVP Advantage

    Plan includes $0 deductable
    Lower out-of-pocket maximum
    12 visits each for primary and specialist
    Lower office copay
    Includes 10 Days hospital $350 copay
    Unlimited telemedicine visits at $0 copay
    https://drive.google.com/file/d/19PTFqPCSPXtgOph8O_0jQkrRmBHTnZ0i/view?usp=drive_link
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48630
    Plan Info & Rates: Cigna – MVP Advantage

    Your questions matter! Click here to ask FAGE.

Best Guarantee Issue

Guarantee issue plans are best suited for members with pre-existing conditions. These plans offer comprehensive benefits (visits, hospital coverage, meds, labs/radiology) making them the most accessible option for applicants who need coverage without underwriting barriers.

  • YES
    PHCS – Silver 2

    PHCS – Silver 2

    No Deductible
    $0 Deductiable/ No Referrals Required
    Hospitalization $350 co-pay (per admin) (Limited to 7 Days & 3 Surgeries per year)
    Primary Care $15.00 Copay (10 visits per year)
    Specialists $25 Copay (10 visits per year)
    National PPO Network
    https://drive.google.com/file/d/14iIIF0oh3NRR9A6HCVfaXMwdVeMIvkJT/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=50519&language=en
    Plan Info & Rates: PHCS – Silver 2

    Your questions matter! Click here to ask FAGE.

  • YES
    Elite Health Plus

    Elite Health Plus

    Enhanced PPO network access
    Lower member cost sharing
    Reduced specialist visit costs
    Improved diagnostic coverage levels
    Broader emergency room benefits
    Expanded inpatient hospital coverage
    https://drive.google.com/file/d/1xF1YsZa9rQL0ZjXQPTvldxvy3AFUCo5v/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=46589
    Plan Info & Rates: Elite Health Plus

    Your questions matter! Click here to ask FAGE.

  • YES
    First Health – AHW 5

    First Health – AHW 5

    No deductable 30 days waiting period
    Extended Hospital benefits
    Generic and brand drugs covered
    Includes Medical Bill Negotiater (helps with unexpected medical costs)
    https://drive.google.com/file/d/1eG35n0ZGGf84l1MZ-SEXuakTLM85fRx_/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=49515
    Plan Info & Rates: First Health – AHW 5

    Your questions matter! Click here to ask FAGE.

Best for Healthy People

These plans prioritize preventive care with $0 telemedicine and preventive visits before the deductible, multiple office visits after copay, $0 generic drugs, and a medical bill negotiator—offering stronger preventive protection at modest cost.

  • YES
    First Health – AHW 6

    First Health – AHW 6

    No deductable 30 days waiting period
    Unlimited Doctor Visits Hospital not included
    Generic Drugs included
    Includes Medical Bill Negotiater (helps with unexpected medical costs)
    https://drive.google.com/file/d/1nwix8jFnOTav8SPxhDUcIY8K0eS3ghiQ/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=49516
    Plan Info & Rates: First Health – AHW 6

    Your questions matter! Click here to ask FAGE.

  • NO
    Cigna – MVP Basic

    Cigna – MVP Basic

    Plan includes $0 deductable
    8 visits each for primary and specialist
    Unlimited telemedicine visits at $0 copay
    Preventive generic drugs at $0 copay
    Includes 5 Days hospital $350 copay
    https://drive.google.com/file/d/1Z9mso6zbCcta3GZOEeA8VUX7AKwpnJ5d/view?usp=drive_link
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48628
    Plan Info & Rates: Cigna – MVP Basic

    Your questions matter! Click here to ask FAGE.

  • NO
    Cigna – DVP Essentials 7500

    Cigna – DVP Essentials 7500

    Low cost
    Office visits not subject to deductable
    Unlimited telemedicine visits at $0 copay
    Preventive generic drugs at $0 copay
    https://drive.google.com/file/d/1HV5_KW6ZTMlv0mZXOskNkS8ljj86alZd/view?usp=drive_link
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=48625
    Plan Info & Rates: Cigna – DVP Essentials 7500

    Your questions matter! Click here to ask FAGE.

Best Dental & Vision

Bundles comprehensive dental benefits with vision, has no waiting periods or deductibles, and simplifies member experience for those who want both services together.

  • YES
    SOLSTICE (PPO)

    SOLSTICE (PPO)

    $1500 benefit
    Out of network benefits
    Pre-excisting conditions covered
    https://drive.google.com/file/d/1j92yt4ZTbmI_7HsP78fNaX0T_Pro7SEY/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=49887
    Plan Info & Rates: SOLSTICE (PPO)

    Your questions matter! Click here to ask FAGE.

  • YES
    SOLSTICE (PPO) w/VISION

    SOLSTICE (PPO) w/VISION

    $1500 benefit
    Out of network benefits
    Pre-excisting conditions covered
    https://drive.google.com/file/d/124Hg7oU-LnLk3iVem5ISPQIBXlefWkIx/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=49888
    Plan Info & Rates: SOLSTICE (PPO) w/VISION

    Your questions matter! Click here to ask FAGE.

  • YES
    Dental (DHMO) W/ GVS Vision

    Dental (DHMO) W/ GVS Vision

    No wait period
    Pre-excisting conditions covered
    No deductables No Maximums
    No claim forms
    https://drive.google.com/file/d/1se7oLcsBJah6R-oki-YhCwcW5JRjWE_f/view?usp=sharing
    https://www.1enrollment.com/order/checkout.cfm?id=727575&pdid=49884
    Plan Info & Rates: Dental (DHMO) W/ GVS Vision

    Your questions matter! Click here to ask FAGE.

Plan Categories

Explore our most popular insurance options today!

Major Medical

Limited Medical

Qualified HSA

Dental/Vision

Accident Hospital & Critical

Term Life